15 Restaurant Chains Where You Can Still Get A Full Meal Under $13

With prices climbing everywhere, scoring a full meal under $13 feels like a rare win—especially at national restaurant chains. But not all hope (or budget) is lost. From fast-casual favorites to classic diners and comfort food spots, these restaurants still serve satisfying meals that won’t break the bank. Here are 15 chains where you can get a complete entrée (plus a side or drink) and stay under that magic $13 mark.

1. Chipotle

At Chipotle, crafting your perfect meal is an art form. Choose a burrito, bowl, or salad with chicken or sofritas to stay under budget. A mix of fresh ingredients like cilantro-lime rice, black beans, and salsas offers a satisfying experience. Skip the extra guac or queso to keep the cost down. The restaurant’s commitment to fresh, ethically-sourced ingredients ensures you get quality without breaking the bank.

2. Panera Bread

Panera Bread offers a comforting refuge for the lunchtime crowd. Their “You Pick Two” deal is a fan favorite, allowing you to pair a half sandwich with a soup or salad. Opt for a classic like the Tomato Basil Soup or Turkey Sandwich to stay within budget. The ambiance is warm and inviting, with the smell of freshly baked bread wafting through the air.

3. Chick-fil-A

Chick-fil-A is known for its friendly service and delicious chicken. A classic chicken sandwich combo, complete with golden fries and a drink, usually fits the budget. Enjoy the crispy, seasoned perfection of the sandwich that keeps customers coming back. The welcoming atmosphere complements the taste, making it a favorite spot for families and individuals alike.

4. Shake Shack

At Shake Shack, simplicity is key. Their single ShackBurger, paired with crispy, golden fries, hits the spot without exceeding $13. With the juicy beef patty, fresh lettuce and tomato, and their renowned ShackSauce, each bite is a delight. The restaurant’s urban vibe and commitment to quality ingredients make it a trendy choice for burger lovers.

5. Panda Express

Panda Express brings the flavors of Asia to your table with their 2-item plate, a popular choice for those on a budget. Choose from a variety of entrees, like Orange Chicken or Kung Pao Chicken, paired with fried rice or chow mein. The colorful presentation and bold flavors make it a favorite lunch stop for many. Enjoy a taste of the East without overspending.

6. Wendy’s

Wendy’s offers value and variety with their Biggie Bag, a feast for burger lovers. This deal includes a junior bacon cheeseburger, chicken nuggets, fries, and a drink. The juicy burger and crispy nuggets make for a satisfying meal. Wendy’s commitment to fresh, never frozen beef adds quality to its affordable menu, making it a reliable spot for budget-conscious diners.

7. Jersey Mike’s

Jersey Mike’s is a haven for sub enthusiasts. A regular cold sub, like turkey or ham, accompanied by a drink, fits comfortably under $13. The fresh-baked bread and quality ingredients elevate their sandwiches above the norm. Their relaxed deli atmosphere invites you to enjoy your meal at a leisurely pace, savoring every bite.

8. Moe’s Southwest Grill

Moe’s Southwest Grill makes every meal an adventure. Their burritos, filled with protein choices like chicken or beef, come with complimentary chips and salsa. The vibrant flavors and lively atmosphere create a dining experience like no other. Customize your meal to fit your taste and budget, enjoying the southwestern flair that Moe’s is famous for.

9. Culver’s

Culver’s is synonymous with Midwest comfort food. Their ButterBurger, with its buttery toasted bun and flavorful beef, pairs well with crispy fries and a drink. This meal often falls under $13, offering both taste and value. The friendly service and welcoming environment make Culver’s a beloved choice for families and burger aficionados across the country.

10. In-N-Out Burger

In-N-Out Burger is an icon of the West Coast. Their Double-Double combo, featuring two beef patties and fresh-cut fries, is a taste sensation. Known for its secret sauce and fresh ingredients, this meal remains affordable and delicious. The retro diner vibe adds to the charm, making every visit a nostalgic delight.

11. Taco Bell

Taco Bell offers variety and value with its Cravings Boxes, filled with customer favorites like crunchy tacos and burritos. This meal, often under $13, satisfies even the hungriest of appetites. With bold flavors and a playful menu, Taco Bell keeps things exciting, providing a unique twist on Mexican-inspired fast food.

12. Zaxby’s

Zaxby’s is a Southern gem known for its chicken fingers. Their plate, complete with crinkle-cut fries and a drink, offers a hearty meal. The signature Zax sauce adds a flavorful kick, complementing the crispy chicken perfectly. The Southern hospitality and cozy setting make Zaxby’s a comforting choice for a filling and affordable meal.

13. Noodles & Company

Noodles & Company brings global flavors to your table. Try the Wisconsin Mac & Cheese, a creamy, cheesy delight that’s budget-friendly. Pair it with a refreshing drink for a complete meal. The diverse menu and inviting atmosphere cater to various tastes, offering comforting dishes from around the world without stretching your wallet.

14. Firehouse Subs

Firehouse Subs offers hearty, hot sandwiches that delight. A medium sub, like the Hook & Ladder, with a side of chips or a drink, stays under $13. The restaurant’s firefighter theme and community focus add a unique charm, making every meal feel special. Enjoy the warm ambiance and flavorful subs, crafted with care and quality ingredients.

15. IHOP

IHOP is renowned for its breakfast offerings, but their lunch specials also shine. A meal with pancakes, eggs, and bacon or a burger with fries fits the budget. The cozy diner atmosphere invites you to relax and enjoy hearty, satisfying food. Whether starting your day or taking a lunch break, IHOP provides comfort and value on every plate.